Premium Bonds are a type of savings product by National Savings & Investment where you are entered into a monthly prize draw
The luckiest places for winning Premium Bond prizes have been revealed.
New data has revealed 42 people living in Hampshire and the Isle of Wight scooped the second biggest Premium Bond prize of £100,000 in 2025. Around 24 million people have Premium Bonds, including 777,061 in Hampshire and the Isle of Wight.
This represents roughly 3.2% of all Premium Bond holders. The average winner in Hampshire and the Isle of Wight holds £7,753 in Premium Bond, which is slightly above the overall average Premium Bond holding of £5,613.
A total of 943 Premium Bond prizes worth £100,000 were handed out this year, according to the data, which was shared with This is Money. Essex was the next luckiest location, where 37 prizes worth £100,000 were won this year, followed by Outer London where 32 people scooped £100,000 prizes.
Essex is also the luckiest spot for £50,000 prizes, where 76 people won this amount in 2025. This was followed by Hampshire and the Isle of Wight, where 65 prizes worth £50,000 were handed out, and Kent, where 61 prizes worth £50,000 were won.
There are two £1million Premium Bond prizes handed out every month, which means 24 prizes in total over the year. This year saw the £1million jackpot won twice in Norwich and Cumbria.
Luckiest spots for £100,000 Premium Bond prizes
- Hampshire and the Isle of Wight – 42
- Essex – 37
- Outer London – 32
- Kent – 27
- Lancashire – 25
Luckiest spots for £50,000 Premium Bond prizes
- Essex – 76
- Hampshire and the Isle of Wight – 65
- Kent – 61
- Surrey – 59
- West Sussex – 52
Premium Bonds are a type of savings product by National Savings & Investment (NS&I) but instead of getting a set rate of interest back on your money, you are entered into a monthly prize draw.
The smallest monthly prize is £25, and the biggest is £1million. However, winning a prize isn’t guaranteed, so some months you may not get anything back on your Premium Bonds. The bulk of the prizes given out each month are for smaller amounts.
The maximum you can have saved in Premium Bonds is £50,000 and for every £1 invested, you get a unique bond number. The odds of a bond winning each month are 22,000 to 1 for every £1 bond.
If you win a prize, you should be emailed or sent a text message from NS&I and you can then have the money paid into your bank account, or reinvested in Premium Bonds.
You can also use the NS&I online prize checker tool, or the Premium Bonds prize checker app, to see if you’ve won.