Looking at all the £1million prize winners so far this year, there is a common trait, experts have pointed out.
All National Savings and Investments Premium Bonds jackpot winners have one thing in common: they hold £50,000. Looking at all the £1million prize winners so far this year, there is a common trait, experts have pointed out.
There are only two £1million jackpot prizes in each month’s draw. The four top prize winners for 2026 so far live in Liverpool, Central Bedfordshire, Suffolk and Berkshire.
They all held the maximum of £50,000 in Bonds going into the draw. An NS&I spokesperson said: “Every Premium Bonds number has a separate and equal chance of winning a prize each month.
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“However, the more Bonds you hold, the better your chances of winning and the quicker you may win a prize.
“While our four £1million jackpot winners so far this year each held the maximum £50,000, we’ve also seen winners with much smaller holdings, including a 2025 jackpot winner from Cleveland who won £1 million with a holding of £100.”
In the February draw, £408,082,375 will be paid to Premium Bonds prize draw winners totalling 6,183,066 tax-free prizes. This month there were 136,027,454,915 £1 Bonds eligible for the draw.
This brings the grand total of prizes since the first draw in June 1957 to 815 million and the total value to £40 billion.
Andrew Westhead, NS&I Retail Director, said in a statement last week: “Congratulations to our two jackpot winners from Central Bedfordshire and Liverpool, who each start February £1 million richer.
“ERNIE has spread the love ahead of Valentine’s Day and we hope this brings both winners and their loved ones plenty to celebrate.
“It’s not just about the jackpot winners though; this month we’ve paid out over 6.1 million prizes worth more than £408 million, bringing the total won by Premium Bonds holders since the first draw in 1957 to £40 billion.”

