National Savings and Investment (NS&I) has announced the August 2025 winners, which include both a person from Somerset and a person from Avon, netting a £100,000 prize.
Only two lucky winners get to claim the top million-pound prize, with the first being claimed by a winner from Central Bedfordshire with the bond number 148YD123622. The second Premium Bond winner to claim £1 million is from overseas with the bond number 205XQ030808.
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The Somerset owner’s winning bond was valued at £45,000 and was purchased in May 2024 with an overall holding of £7,000.
Winning £100,000 Premium Bonds isn’t an easy feat, and it is, in fact, the second-best prize you can win after the £1million. This month, 68 people won £100,000 in Premium Bonds.
Someone from Somerset was one of 68 people who won £100,000 this month. (Image: NS&I)
What are Premium Bonds?
Premium Bonds don’t earn interest. Instead, there’s an annual prize fund rate that funds a monthly prize draw for tax-free prizes.
The NS&I (National Savings and Investments) said: “Remember that inflation can reduce the true value of your money over time. The prize fund rate is variable, so it can change at any time.”
There’s a total of 2.5m unclaimed prizes from last month – with 11 £100,000 prizes, 19 £50,000 prizes, 38 £25,000 prizes and 75 prizes of £10,000.
NS&I said that in the financial year 2024-25, more than £166 million was reunited through 52,693 NS&I accounts for holders who had lost touch with their savings and investments, thanks to NS&I’s tracing service and My Lost Account.
Think you may have won? You can check your numbers here.
Andrew Westhead, NS&I’s retail director, says: “These figures are a timely reminder to update your details, talk to your loved ones about your savings and make sure your money stays firmly in your hands, both now and in the future.”
Premium Bond prizes are considered by NS&I to be “unclaimed” after 18 months, but there is no time limit to claiming them.
NS&I defines unclaimed assets as holdings in closed products and assets kept in open products where there have been no customer financial transactions for a period of 15 years or more.