Top 5 Gold ETFs With Highest Return in 3 Years: No.1 exchange-traded gold fund has turned Rs 5,55,555 one-time investment into Rs 10,44,949

Top 5 Gold ETFs With Highest Return in 3 Years: Gold attracts most people in every form. Indians prominently use gold in its physical form. Investors prefer it in both physical and electronic forms. It is considered the strongest hedge against inflation and market fluctuations. Gold exchange-traded funds (ETFs) are gold’s electronic form that tracks the price of very high-purity physical gold. Investors get certain benefits from investing in gold ETFs – they can trade gold ETFs in a share market like other stocks, they don’t have to pay making charges unlike when they purchase gold jewellery, and the price of gold ETFs remains the same everywhere.

Gold ETFs are passive mutual funds and come with a low expense ratio compared to many equity funds.

Investors can be bought and sold only during market hours, and investors need a demat account to trade them.

Here, we take you through the top 5 gold ETFs that have given the highest annualised returns (CAGR) to investors in 3 years.

Also know how a Rs 5,55,555 lump sum investment in each of the top 5 gold ETFs has performed in the 3-year period. 

LIC MF Gold ETF

The gold ETF at the No. 1 spot has given 23.44 per cent annualised returns in the 3-year time frame.

The ETF has assets under management (AUM) of Rs 371 crore, while its net asset value (NAV) as on June 26, 2025, was Rs 8,821.2337.  

Benchmarked against the domestic price of gold, the ETF has given 8.36 per cent annualised returns since its debut in November 2011.

At an expense ratio of 0.41 per cent, the fund has Rs 10,000 as the minimum lump sum investment. 

A Rs 5,55,555 one-time investment in the gold ETF has converted into Rs 10,44,948.29 in 3 years.

LIC MF Gold ETF FoF – Direct Plan

The ETF has given 23.43 per cent annualised returns in the 3-year period.

It has AUM of Rs 149 crore, while its NAV as on June 26, 2025, was Rs 26.9174.  

Benchmarked against the domestic price of gold, the fund has given a 8.24 per cent annualised returns since its inception in January 2014.

With an expense ratio of 0.20 per cent, the fund has Rs 200 as the minimum SIP investment and Rs 20,000 as the minimum lump sum investment. 

A Rs 5,55,555 one-time investment in the ETF has jumped to Rs 10,44,694.35 in the 3-year time frame.

UTI Gold Exchange Traded Fund

The gold ETF has given 23.30 per cent annualised returns in 3 years.

It has an asset base of Rs 1,919 crore, while its unit price as on June 26, 2025, was Rs 82.3546 .  

Benchmarked against the domestic price of gold, the fund has given 12.59 per cent annualised returns since its launch in March 2007.

At an expense ratio of 0.48 per cent, the ETF has Rs 20,000 as the minimum investment. 

A Rs 5,55,555 one-time investment in the ETF has grown into Rs 10,41,396.92 in the 3-year period.

Invesco India Gold ETF

The ETF has given 22.97 per cent annualised returns in the 3-year time period.

It has a fund size of Rs 277 crore, while its unit price as on June 26, 2025, was Rs 8,502.2116.  

Benchmarked against the domestic price of gold, the fund has given 11.18 per cent annualised returns since its starting in March 2010.

With an expense ratio of 0.55 per cent, the fund has Rs 5,000 as the minimum investment. 

A Rs 5,55,555 one-time investment in the ETF has swelled to Rs 10,33,057.7 in 3 years.

SBI Gold Fund – Direct Plan

The gold ETF has given 22.94 per cent annualised returns in the 3-year time frame.

Its AUM is Rs 4,155 crore, while its NAV as on June 26, 2025, was Rs 29.9551.  

Benchmarked against the domestic price of gold, the fund has given 8.55 per cent annualised returns since its beginning in January 2013.

At an expense ratio of 0.10 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 5,55,555 one-time investment in the ETF has sprung to Rs 10,32,301.81 in the 3-year period.