Regarding the diverse high-dividend and distribution-type mutual funds offered by SBI Securities, the latest dividend payouts and total return status for each fund have been announced. For investors who want to efficiently grow their assets while prioritizing income gains, we will explain in detail the noteworthy funds and how to build a monthly distribution portfolio.
・Latest Dividend and Yield Characteristics of SBI-affiliated High-Dividend Funds
In the high-dividend lineup developed by SBI Asset Management, SPYD-linked funds and global high-dividend funds announce dividends at their respective settlement periods. While funds like the ‘SBI Next Frontier High-Dividend Stock Fund,’ which aims for high yields, maintain high dividend levels, J-REIT-linked funds, which are affected by rising interest rates, tend to show sluggish net asset values.
・The Overwhelming Strength of Japanese High-Dividend Stocks and SCHD (US High-Dividend Stocks)
The popular ‘SBI Japan High-Dividend Equity (Distribution Type)’ and SCHD-linked funds that invest in US high-dividend stocks are demonstrating solid total returns and stable performance. In particular, the strength of the Japanese stock market combined with the resilience of US high-dividend stocks has made them a central presence that gathers support from individual investors.
・Building a Monthly Distribution Portfolio Through Combinations
By utilizing mutual funds at SBI Securities, you can create a system to receive regular monthly dividends (passive income) by skillfully combining stocks with different settlement months. For example, with a composition that combines Japanese high-dividend, emerging/frontier, and US high-dividend equity funds, it is possible to aim for an average yield of approximately 4.18 percent.
・Mixed Allocation of Bonds and REITs Emphasizing Stability
If you are concerned about the volatility of holding only stocks, an allocation method that incorporates US aggregate bonds, global bonds, or REITs into a portion of your portfolio is also effective. While the yield becomes somewhat milder, it can function as a cushion to suppress asset fluctuations during market crashes, allowing you to continue long-term investment with peace of mind.
Today is the youngest day of your life. While selecting funds and building a portfolio that matches your own investment goals, let’s calmly work on what needs to be done right in front of us.
This was your Investment Cat Instructor.