
Everyone wants their investments to grow quickly and become a millionaire. But without proper knowledge, people often lose money or earn low returns. In India, SIP, PPF, and Gold are popular investment options—but which one helps you reach Rs 1 crore the fastest if you invest Rs 10,000/month?

SIP is a long-term mutual fund investment. It benefits from market fluctuations but carries some risk. Expected annual return: 12–14%. Time to reach Rs 1 crore at Rs 10,000/month: ~20+ years

PPF (Public Provident Fund): PPF is a government-backed scheme offering secure returns. Investment period: 15 years (can extend). Current interest rate: 7.1% per year. Time to reach Rs 1 crore at Rs 10,000/month: ~28 years

Gold has shown strong performance this year, with returns of over 40%. Gold ETFs track 99.5% pure gold. 10-year average return: ~13.46%. Time to reach ₹1 crore at ₹10,000/month: ~14 years

Key Takeaways: SIP is best for long-term wealth with market exposure. PPF is safe but has slower growth. Gold gives fast returns, good diversification.

Tip: always research, consult experts, and invest wisely. (Disclaimer: This information is for general guidance only. News18 Gujarati or its management is not responsible for investment decisions.)