Premium Bonds are a savings product by NS&I but instead of getting interest back on your money, you are entered into a monthly prize draw
You can win big prizes with Premium Bonds(Image: Getty)
One lucky Premium Bonds winner scooped £100,000 in the June 2026 draw – with only £270 invested.
The winner is located in Bromley, Greater London, and their winning bond number 69VL928082 was purchased in February 2020.
The £100,000 is the second largest prize you can get through Premium Bonds, with the biggest being £1million.
Premium Bonds are a savings product by NS&I but instead of getting interest back on your money, you are entered into a monthly prize draw.
You can hold a maximum of £50,000 in Premium Bonds and the odds of a bond winning each month are 23,000 to one for every £1 bond.
This is dropping to 22,000 to one from the July draw, as the prize fund rate – the closest thing Premium Bonds has to an interest rate – is being increased to 3.8%.
Have you won big on Premium Bonds and want to share your story? Let us know by emailing: mirror.money.saving@mirror.co.uk
There are two £1million prizes handed out each month. For the June 2026 draw, the first £1million winner is based in Cheshire West and Chester and this person has £33,800 invested in Premium Bonds.
The second £1million winner is in Leeds and they hold £42,425 in Premium Bonds. The smallest and most common Premium Bond prize is £25.
However, winning a prize every month isn’t guaranteed – you may not win anything at all. There are also more smaller prizes given out, versus the bigger sums.
If you win a prize, you should be emailed or sent a text message from NS&I. You can then choose to have the money paid into your bank account, or reinvested into Premium Bonds.
You can also use the NS&I online prize checker tool, or the Premium Bonds prize checker app, to see if you’ve won. More than 24 million people currently have Premium Bonds.
It comes after NS&I started contacting thousands of bereaved families who have missed out on savings following the death of a loved one.
NS&I, which is backed by the Treasury, failed to trace accounts held by some customers when they died.
As a result, some savings and Premium Bond prizes were not paid to their loved ones, or were significantly delayed. The majority of the cases happened between 2008 to 2025.
NS&I now estimates it owes £367,000 to 34,000 estates. It previously said 37,500 families with a total claims value of £476,000 may have been impacted, but these figures have been reduced following a review. NS&I said this number is likely to reduce further.