National Savings and Investment (NS&I) has announced the January 2026 winners.
Only two lucky winners claimed the top £1 million prize this month, with the first being claimed by a winner from Suffolk with the bond number 570QM451332.
The owner’s winning bond was valued at £10,000 and was purchased in February 2024 with an overall holding of £50,000.
The second Premium Bonds winner to claim £1 million is from Berkshire, with the bond number 377PG290829.
The winner has an overall holding of £50,000, with the winning bond worth £10,000 purchased in December 2019.
Premium Bond prizes announced in January 2026
Every month, only two winners take home £1 million, but plenty of other prizes are available, with Bonds also able to win £100,000, £50,000, £25,000, £10,000 and more prizes.
You can check out the big winners for January via the NS&I website here.
How to check if you have won on Premium Bonds
You can check your account via the NS&I website.
Prize draws are conducted every month and prizes of up to £1,000,000 are given away.
To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder’s information and head over to the prize checker.
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You will need your holder’s number, which you can find on your bond record or in the app.
You can also use your NS&I number, which you should be able to find on any communication about your bonds.
Premium Bonds are the UK’s biggest savings product, with more than 24 million people saving over £122 billion in them, according to Money Saving Expert.