Only two lucky winners claimed the top £1 million prize this month, with the first being claimed by a winner from East Sussex with the bond number 331QY484133.
The owner’s winning bond was valued at £5,900 and was purchased in May 2018 with an overall holding of £50,000.
What is a Premium Bond?
The second Premium Bonds winner to claim £1 million this month is from Somerset, with the bond number 681KK770541.
The winner has an overall holding of £16,000, with the winning bond worth
£11,000, purchased in July 2026.
Premium Bond prizes announced in October 2026
Every month, only two winners take home £1 million, but plenty of other prizes are available, with Bonds also able to win £100,000, £50,000, £25,000, £10,000 and more prizes.
You can check out the big winners for October via the NS&I website here.
Did you know small Premium Bonds holdings can still win big?🤔
🎉The smallest ever holding to win the £1million jackpot was £17, won in 2004 by someone from London
💷In this months draw, someone in Devon won £100,000 with a £100 holding which they’d held since July 2005
— nsandi (@nsandi) July 23, 2026
How to check if you have won on Premium Bonds
You can check your account via the NS&I website.
Prize draws are conducted every month, and prizes of up to £1,000,000 are given away.
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To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder’s information and head over to the prize checker.
You will need your holder’s number, which you can find on your bond record or in the app.
You can also use your NS&I number, which you should be able to find on any communication about your bonds.
Have you ever won in the Premium Bonds? Let us know in the comments.