People from across the area have come out as winners in January’s draw, with people earning between £1,000 and £100,000.
The draw is held by National Savings and Investments (NS&I), with the winners being created randomly.
With that said, here are the bondholders from Southampton named in this month’s draw.
What is a Premium Bond?
Southampton Premium Bonds winners in January 2026
Every month, only two winners take home £1 million, but there are still plenty of other prizes available from the bonds.
The prize draw is usually broken down into counties, such as Hampshire & the Isle of Wight, but Southampton has its own specific section.
No one from the area won a £1 million, £100,000 or £50,000 prize this month, but three people were selected for the £25,000 prize.
The prize money won was split up in the county like so:
- £25,000 – 3
- £10,000 – 6
- £5,000 – 6
- £1,000 – 128
The overall total won by Southampton residents in January 2026 was £293,000, which was a decrease from the £701,000 won in December 2025.
How to see if you’ve won on Premium Bonds
You can check your account via the NS&I website.
Prize draws are conducted every month, and prizes of up to £1,000,000 are given away.
To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder’s information and head over to the prize checker.
You will need your holder’s number, which you can find on your bond record or in the app.
You can also use your NS&I number, which you should be able to find on any communication about your bonds.
How are Premium Bonds winners decided?
According to the NS&I website, they use a system called ERNIE (Electronic Random Number Indicator Equipment) to decide the winners.
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It is “powered by quantum technology, which uses light” to help it produce enough random numbers for a monthly prize draw in around 20 minutes.
The website adds: “Using light, ERNIE 5 generates random numbers that are matched against eligible Bond numbers to determine the lucky winners.
“And because it’s random, every Bond number, whether it has 8, 9, 10 or 11 digits, has a separate and equal chance of winning a prize.”