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    Home»Mutual Funds»This mutual fund has turned ₹10,000 monthly SIP into ₹8.53 lakh in 6 years
    Mutual Funds

    This mutual fund has turned ₹10,000 monthly SIP into ₹8.53 lakh in 6 years

    July 28, 2025


    A monthly Systematic Investment Plan (SIP) of ₹10,000 in the Baroda BNP Paribas Overnight Fund over the last six years would have grown to about ₹8.53 lakh. The fund has delivered annualised returns of 5.6% during this period, as per Value Research data.

    Baroda BNP Paribas Asset Management India is marking the sixth anniversary of its Overnight Fund. The fund has crossed ₹700 crore in assets under management.

    The scheme aims to offer investors a safe option to park short-term surplus funds. It mainly invests in tri-party repo and other debt securities with low interest rate and credit risk.

    As of June 2025, the fund delivered a 1-year return of 6.33%. It maintains a low modified duration of just two days, which helps control volatility, as per the fund house.

    The Overnight Fund is managed by Gurvinder Singh Wasan and Vikram Pamnani. The managers follow a conservative strategy focused on liquidity, capital preservation, and stable returns.

    The minimum investment amount for the fund is ₹5,000. It targets retail investors, corporate treasuries, and HNIs seeking high liquidity with minimal risk.

    Baroda BNP Paribas Mutual Fund manages 43 schemes across equity, hybrid, debt, and overseas fund of fund categories. It combines Bank of Baroda’s local reach with BNP Paribas Asset Management’s global expertise.

    The fund house has a presence in 121 towns and cities across India.

    Investors should remember that past performance may not sustain in the future. They should read all scheme-related documents carefully and consult financial advisers before investing, experts say.

    First Published: Jul 28, 2025 4:46 PM IST



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