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    Home»Mutual Funds»Mutual fund industry sees 7 times growth in 10 years; passive investing gains momentum: Motilal Oswal
    Mutual Funds

    Mutual fund industry sees 7 times growth in 10 years; passive investing gains momentum: Motilal Oswal

    August 6, 2025


    India’s mutual fund industry has expanded more than sevenfold over the past decade, with assets under management (AUM) reaching ₹74.40 lakh crore as of June 2025, according to a study by Motilal Oswal Mutual Fund based on industry data.

    The growth highlights a sustained rise in investor participation across asset classes.

    Equity funds continued to lead, accounting for 59.94% of total AUM, followed by debt at 26.53%, hybrid at 8.28%, and other categories at 5.26%, the study noted.

    One of the key shifts captured in the study is the rising adoption of passive investing. Passive strategies now account for nearly 17% of total industry AUM.

    During the April–June 2025 quarter, total estimated net inflows stood at ₹3.98 lakh crore. Debt funds led the trend with ₹2.39 lakh crore in net inflows—reversing the outflows seen in the previous quarter.

    Equity funds contributed ₹1.33 lakh crore, while commodity-oriented funds added ₹9,000 crore. Of the total, ₹3.62 lakh crore came from active strategies and ₹36,000 crore from passive funds.

    The report noted that broad-based equity funds emerged as the dominant category, attracting ₹86,000 crore in net inflows—64% of total equity flows. Passive equity flows were particularly strong in this segment, accounting for 106% of net inflows.

    Within active equity strategies, flexi cap funds led with ₹15,800 crore, followed by small cap (₹12,000 crore) and mid cap funds (₹10,800 crore). In passive equity, large-cap allocations remained the most prominent.

    Thematic mutual funds, however, witnessed net outflows of ₹2,400 crore, a reversal from ₹8,400 crore in the previous quarter. According to Motilal Oswal Mutual Fund, select themes such as technology and business cycle still attracted ₹1,400 crore, while the defence theme alone garnered ₹1,800 crore.

    In the debt category, constant maturity funds led inflows with ₹2.04 lakh crore, followed by corporate bond funds.

    Within hybrid funds, multi-asset funds accounted for 57% of category inflows. Balanced advantage funds and equity savings funds attracted ₹4,200 crore and ₹1,400 crore, respectively.

    Investor interest in new offerings also remained strong. The quarter saw 46 new fund offers (NFOs) launched, raising ₹6,506 crore. Motilal Oswal noted that a significant portion of these inflows was contributed by five asset management companies, suggesting concentration in fund mobilisation.

    Commenting on the findings, Pratik Oswal, Head – Passive Business, Motilal Oswal Asset Management Company, said, “This quarter reflects a shift in portfolio allocation — a growing tilt toward well-diversified, resilient portfolios, complemented by a measured return to debt. What’s particularly encouraging is the increasing traction seen in passive investing. Indian investors are gradually recognising the structural benefits of passive funds — simplicity, cost efficiency, and alignment with market benchmarks.”

    He added that while active strategies still attract interest in mid and small-cap segments, passive funds are emerging as a core component of long-term portfolios.

    ALSO READ | Mutual funds invest ₹5,294 crore in IPOs during June quarter, focus on small cap growth: Ventura



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