Premium Bonds are a savings product by NS&I, which is backed by the Treasury, but instead of getting interest back on your money, you are entered into a monthly prize draw
Premium Bond winners for July 2026
Premium Bond results for July 2026 have been announced by NS&I today – and two lucky people are waking up £1million richer.
The first £1million winner is from Reading and they hold £49,931 in Premium Bonds. The maximum you can hold is £50,000. Their winning bond number was 250TP871786 and it was purchased in July 2015.
The second £1million winner is from Warwickshire and they have £14,000 invested in Premium Bonds. Their winning bond number 217AV429216 was purchased in January 2014.
Premium Bonds are a savings product by NS&I, which is backed by the Treasury, but instead of getting interest back on your money, you are entered into a monthly prize draw.
Have you won big on Premium Bonds and want to share your story? Let us know by emailing: mirror.money.saving@mirror.co.uk
The smallest monthly prize is £25, and the biggest is £1million, however, you are not guaranteed to win a prize every month – this means you can go periods of time without winning anything.
There are also far more smaller prizes given out each month, versus the bigger sums. There are usually thousands of £25 prizes given out and just two £1million prizes.
The maximum you can have saved in Premium Bonds is £50,000 and for every £1 invested, you get a unique bond number. New Premium Bond purchases need to be held for one full calendar month before being entered into the monthly prize draw.
The odds of a bond winning have shortened this month, to 22,000 to 1 for every £1 bond. The prize fund rate – the nearest thing Premium Bonds has to an interest rate – has also been increased from 3.3% to 3.8%.
At the time of announcing the increase, Premium Bonds said it estimates an extra 322,000 prizes will be handed out each month, with the prize pot increasing by over £60 million. However, there are still only the two £1million prizes.
If you win a prize, you should be emailed or sent a text message from NS&I. You can then choose to have the money paid into your bank account, or reinvested into Premium Bonds.
You can also use the NS&I online prize checker tool, or the Premium Bonds prize checker app, to see if you’ve won. More than 22 million people currently have Premium Bonds.