1. What are gilt funds?
Gilt funds are mutual funds that invest mainly in Government of India bonds, so the credit risk is very low.
2. Are gilt funds safe for long-term investment?
Yes, gilt funds are considered safe for the long term because they depend on government securities and give stable returns.
3. Which gilt fund has the best 3-year return?
ICICI Prudential Gilt Fund Direct – Growth has the highest 3 year return of 8.19%.
4. Do gilt funds give fixed returns?
No, returns are not fixed and can change with interest rate movements, but they are more stable than equity funds.
5. Who should invest in gilt funds in 2026?
Gilt funds are good for conservative investors who want capital safety and regular income with low risk.