Which SIP is best for the next 5 years?
Ans. For a 5-year goal, high-return equity SIPs are preferred. Funds like ICICI Prudential Infrastructure Fund, Invesco India Infrastructure Fund, Edelweiss Small Cap Fund, and Nippon India Multi Cap Fund have shown strong past returns above 22–26%, making them popular choices.
What is the 7 5 3 1 rule in SIP?
Ans. The 7-5-3-1 SIP rule suggests investing for at least 7 years, spreading money across 5 fund categories, staying calm through 3 emotional phases of the market, and increasing the SIP amount by one step, usually 10%, every year.
Which SIP is 100% safe?
Ans. No SIP is 100% safe. SIPs invest in mutual funds, which are linked to the market. Their value can go up or down. Even debt or liquid fund SIPs carry some risk, so returns are never fully guaranteed.
Which SIP gives 80% return?
Ans. There is no fixed SIP that always gives 80% returns. However, JM Flexicap Fund delivered around 80% return in one year, as reported in 2024. Such high returns are rare and depend heavily on market conditions.
How to earn 1 cr in 5 years?
Ans. Earning ₹1 crore in 5 years usually requires investing in high-growth stocks or equity funds. This involves high risk and careful stock selection. Many investors take help from professionals or portfolio managers to manage risk and improve chances.