Tata Mutual Fund is one of the leading and oldest asset management companies in the country. The fund house has around 10 schemes that are more than 20 years old. In this write-up, we review three top-performing Tata Mutual Fund schemes (regular plans) that have delivered the best SIP returns over the past 20 years. These schemes are: Tata Value Fund, Tata Mid Cap Fund, and Tata Large & Mid Cap Fund. Let’s take a look at how these three funds have performed over the last 20 years or more.
1. Tata Mid Cap Fund
Tata Mid Cap Fund, launched on July 1, 1994, has generated a return of 13.39% since inception. It tracks the NIFTY Midcap 150 TRI as its benchmark and carries a “Very High” risk rating, making it suitable for investors seeking long-term growth and willing to tolerate market volatility. As of May 31, 2025, the fund manages assets worth Rs 4,701 crore, with an expense ratio of 1.85% as reported on June 30, 2025.
Tata Mid Cap Fund’s 20-year SIP returns
An SIP investment of Rs 10,000 per month in this fund would be worth over Rs 1.73 crore, growing at a CAGR of 17.13%. The fund’s SIP return since inception (July 1994) is slightly better at 17.60% CAGR, making a corpus of whopping Rs 11.27 crore in 31 years.
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2. Tata Value Fund
Tata Value Fund is an open-ended equity scheme, launched on June 29, 2004. Since its inception, the fund has delivered a commendable return of 18.43%. It follows the NIFTY 500 TRI as its benchmark and is classified under the “Very High” risk category, indicating its suitability for investors with a high-risk appetite and a long-term investment horizon. As of May 31, 2025, the fund manages assets worth Rs 8,506 crore, with an expense ratio of 1.77% as of June 30, 2025.
Tata Value Fund’s 20-year SIP returns
A monthly SIP of Rs 10,000 in this diversified value fund would have grown to over Rs 1.48 crore at a CAGR of 15.91%. Since its launch in June 2004, the fund has delivered a slightly higher SIP return of 16.27% CAGR, resulting in a corpus of Rs 1.81 crore over 21 years.
3. Tata ELSS Fund
Tata ELSS Fund is an open-ended equity-linked saving scheme (ELSS), providing tax benefits under Section 80C of the Income Tax Act. Launched on March 31, 1996, the fund has delivered a strong return of 18.36% since inception. It is benchmarked against the NIFTY 500 TRI and is categorized as “Very High” on the riskometer, making it ideal for investors with a long-term outlook and high risk tolerance. As of May 31, 2025, the fund manages assets worth Rs 4,582 crore, with an expense ratio of 1.81% as of June 30, 2025.
Tata ELSS Fund’s 20-year SIP returns
A monthly SIP of Rs 10,000 in this tax-saving fund would have grown to over Rs 1.27 crore at a CAGR of 14.64% in 20 years. Since its launch in March 1996, the fund has delivered an impressive SIP return of 18.32% CAGR, turning a regular investment into a corpus of Rs 10.66 crore over a period of more than 29 years.
Also read: Best multi cap mutual funds to invest in 2025
(Data – Value Research)
Disclaimer:
The returns mentioned above are based on the past performance of Tata Mutual Fund’s regular plans over a 20-year period and are calculated using SIP investments. These historical returns may seem impressive, but investors must remember that they do not guarantee similar performance in the future. It is always recommended to consult a SEBI-registered investment advisor before investing. Financial Express Digital does not assure or take responsibility for any loss arising from investments based on this information.