A systematic investment plan (SIP) of ₹10,000 per month in the Canara Robeco Consumer Trends Fund since its launch in September 2009 has grown into ₹82.84 lakh by August 29, 2025.
The total investment during this period stands at ₹19.2 lakh, translating into an XIRR of 16.46%, as per the fund house.
The thematic equity fund has completed 16 years, delivering a compounded annual growth rate (CAGR) of 16.16% since inception. Over the same period, its benchmark BSE 100 TRI generated 12.41% CAGR, while the additional benchmark BSE Sensex TRI returned 11.99%.
A lump sum of ₹10,000 invested at inception would have grown to ₹1.09 lakh, compared to ₹64,782 in the benchmark index.
The scheme has delivered a 5-year compounded annual growth rate (CAGR) of 22.07% in its regular plan and 23.66% in its direct plan, compared to 19.94% returns from its benchmark, the BSE 100 TRI.
Since inception, the fund has generated 16.30% CAGR in the regular plan.
The thematic scheme invests across market capitalisations with exposure to sectors such as retailing, banking, finance, automobiles, consumer durables, and FMCG. Its top holdings include HDFC Bank, Bharti Airtel, Bajaj Finance, ITC, Maruti Suzuki, and Godrej Consumer Products.
Fund managers Ennette Fernandes and Shridatta Bhandwaldar follow a growth-oriented approach, focusing on companies with strong earnings visibility and competitive positioning.
The fund’s strategy is linked to India’s broader consumption story, driven by rising disposable incomes, demographic trends, and urbanisation. According to the AMC, demand for branded goods, digital services, and discretionary products could continue to shape the opportunity set for consumption-oriented funds.
Analysts note that while past returns have been strong, thematic funds carry concentrated risks linked to specific sectors. Compounding works best over long horizons, and investors who remain consistent — whether through SIPs or in instruments such as ELSS, PPF, and insurance-linked savings — tend to benefit most.
Short-term performance should not be the sole basis for investment decisions.