Bad times don’t last, good investors do: Radhika Gupta of Edelweiss Mutual Fund says

In the ongoing market volatility, one should remember that bad times don’t last but good investors do, the CEO of Edelweiss Mutual Fund Radhika Gupta said. Though it might feel like hell now like it fell in 2008 and 2020 but one should remember that we have seen all that and have survived, she adds.She posted on social media, “If it feels like hell right now, remember it did in 2008 also. And 2020. And we all survived, as we always do. Bad times don’t last. Good investors do.”

Also Read | SIPping is a marathon and time makes a big difference: Radhika Gupta

According to the CEO, sometimes the best way to get through hell is just to get through.

Dear Investor,

Sometimes the best way to get through hell, is well, just to get through.

If it feels like hell right now, remember it did in 2008 also. And 2020. And we all survived, as we always do.

Bad times don’t last. Good investors do.

Regards
Zindagi

— Radhika Gupta (@iRadhikaGupta) February 15, 2025

In her earlier posts, Radhika Gupta mentioned that SIPping is a marathon, and time makes a big difference. Gupta shared an image that emphasizes it’s not the speed (high returns) in a marathon (investing) that matters, but the persistence that matters more for a fruitful result. Let your SIP compound and never give up midway through your investing journey.

When one focuses on staying longer on the SIP pitch, chances of getting out (negative returns) are much lower and the investors who stayed invested for 10 years in a SIP match has never been out (earned negative returns), said in her last social media post.

On comparing SIP with chess, Gupta said that in a game of chess every right move builds towards your victory similarly each SIP instalment counts and takes you closer to the goals especially when the market is down and one earns more units. Making impulsive moves such as pausing SIP or trying to time SIP installments may lead to unfavourable outcomes, she added.

Also Read | Don’t fall for fear-mongering, 4 things investors should remember about mid & smallcap SIPs: Radhika Gupta

The CEO also said that one should not fall for fear-mongering or a 10-day debate and should focus on finding a good manager and holding it for 10 years in a sensible balanced way.

“The SIP was meant to be a simple savings-investment instrument for the common person. A fill it, shut it, forget it one because most people struggle to market, market caps, and SIPs,” she posted.

The CEO shared four things investors may want to remember in the debate about midcaps and smallcap SIPs.